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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Which Disasters Are Covered by Home Insurance?

Which Disasters Are Covered by Home Insurance?

Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...

Do I Need Business Insurance to Rent an Office Space?

Do I Need Business Insurance to Rent an Office Space?

A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for a Rented Office Space? There are several important reasons to...

How to Keep Your Backyard Campfires Safe

How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you have the right type of fire and accessories. But where there is fire, there is...

4 Winter Risks and How to Protect Your Business From Them

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from melting snow can lead to slip or trip and fall accidents on your business premises....

Celebrating Rev. Dr. Martin Luther King, Jr.

Celebrating Rev. Dr. Martin Luther King, Jr.

Martin Luther King Day is a federal holiday, observed on the third Monday in January every year. The purpose of this holiday is to honor the accomplishments of Rev. Dr. Martin Luther King, Jr. Dr. King’s birthday was approved as a federal holiday in 1983. By the year 2000, all 50 states had also made it a government holiday. Martin Luther King, Jr. was born...